March 2017 edition
Table of contents
Editorial by Aimé Achard, BCV
When fintechs and SIX team up
- It is not long ago that the paths of the fintech industry and banks were widely diverging. Collaboration is what is called for today, and the two industries are cooperating as much as possible – worldwide. F10 is an example of just how the local fintech scene is driving the financial center further forward. Markus Graf, head of the Idea Workshop, discusses the goals, successes, background and motivation of the operator SIX and its partners.
Payment traffic in ERP with a click of the mouse: The route to an EBICS interface
- A growing number of suppliers of business software, ERP and other solutions with integrated payment traffic functions would like to offer their customers the convenience of a direct interface to their financial institutions. But just how easily, quickly and sustainably is such a functionality achieved?
ISO 20022 Payment Status Report – Measurable added value
Instant payments in Switzerland
- So-called instant payments enable companies and individuals to pay within seconds, with instant crediting or debiting. The popularity of smart phones and the increasing use of the Internet for shopping are leading to the steady growth in the popularity of real-time payments in the interbank sector in Switzerland as well.
International interest in the Swiss harmonization activities
Swiss payment traffic through changing times: A review and outlook
- There is an upbeat mood in the world of cashless payments. This is shown not only by the fact that what traditionally has been a little noticed topic has recently even found its way into the headlines of the popular press. Innovations and developments labeled disruptive are also being introduced and discussed more frequently at expert conferences. A glance at the history of payment traffic in Switzerland shows, however, that there have been moments in which the status quo was questioned in order to smooth the way for innovative solutions.